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Marine  Financing Guidelines! 

What to expect:

Anchor sincerely hopes that this summary will provide you with the necessary information to ensure that the process of obtaining boat  financing becomes a positive and hassle-free experience for everyone involved.  We have outlined a brief overview of the process, so you know exactly what to expect. 

How to apply:

Please complete the PDF Credit Application and provide the appropriate information as listed below.  The processing of your request will move faster if we receive all the necessary information with the application.  If we need additional information, we will contact you personally. 

Loans over $25,000

·        Current pay stub(s)

·        2 Years Federal 1040’s with all Schedules, A, B, C, D, or E, & W2s

·        If self-employed, also include 2 years of Corp tax returns, with K1s

·        Copy of Sales Agreement and/or Survey if available – can come later

·        Copy of your driver’s license(s) 

When you will have answers:

Once we have all the necessary information to submit your application, we normally have decisions from our lenders within 24-48 hours.  You will be notified via a personal telephone call as to the status of your application, followed up by written/email correspondence.  The conditions of your approval will be explained completely (i.e. signatures required, survey, U.S. Coast Documentation and/or State Title requirements; insurance requirements, etc.).  If our approval meets with your satisfaction, then we will discuss the procedure to get to a settlement. 

Where do you go from here?

We will work with you, the seller, the dealer and/or broker to schedule a mutually satisfactory settlement date.  This date will be based on compliance with the conditions and/or requirements specified by the lender. 

Why Choose Anchor?

Anchor has been in the boat financing business since 1985 .  We have many years of knowledge and expertise and are thoroughly trained in the “Anchor Way” of doing business, which is professional, courteous, and dedicated to our customers.  We offer Competitive Rates, no-fee refinancing, and flexible financing options.  In addition, we have in-house U.S. Coast Guard Documentation and State Title Service to expedite your documentation and/or titling requirements.


Please Contact us if you have further questions!


Thank you very much!

Pat Miller


Anchor Boat Loans, Powered by JustBoatLoans,    877 Baltimore Annapolis Blvd.       Suite #201      Severna Park,MD 21146